Assuming a 6% inflation rate, the value of Rs 1 crore will erode to Rs 55.84 lakh in 10 years, Rs 31.18 lakh in 20 years, and just Rs 17.41 lakh in 30 years. This highlights the importance of inflation-aware retirement planning, If your investments only grow at 6%, they just keep up with inflation and don’t increase your buying power. To keep your savings strong over time, you must plan for inflation and aim for higher returns.




